I've been with a Peerberry around 2 years. The platform showed it stability after repaying almost all War affected loans.
I have met the Viainvest team numerous times. I visited them for the first time with my business partner and friend Kolja Barghoorn in 2018 when we traveled to the Baltics as kind of pioneers to visit several P2P platforms.
While liquidity and regulatory status are limitations—and cash drag can occasionally affect performance—its user interface, reliable support, and loan variety make it an attractive option for many retail investors.
PeerBerry strategically adjusts country exposure based on regulatory changes and market conditions, as demonstrated by the reduction in Polish exposure following 2023 regulatory reforms.
A combination that cannot be found in this particular form on any other P2P platform. Additional information can be found in my Debitum review.
Thank you for choosing us for your investment needs. If you ever have more questions or need further assistance, please don't hesitate to reach out.
The P2P lending industry is a fast-moving environment. Hence, make sure to stay on top of all relevant information by subscribing to my channels on Telegram or WhatsApp.
Via my link* you will receive 1.0% cashback on all investments you make in the first 90 days after your registration. If there are any time-limited bonus promotions for the platform, these will always be listed promptly in my P2P platform comparison.
The top five countries for loan issuance are Kazakhstan, Moldova, Lithuania, Romania, and the Philippines. The interest rates depend on the type of loan but typically range between 9 to 11 percent.
Each business day, approximately 1 million EUR in loans and projects are listed for investment. We understand that high demand has led to limited loan availability.
Our investment results depend on our own preferences in what we want to invest in. If we target only loans with a limited supply, we must also accept competition on the platform (we are not alone, and we are not first in the queue). If preferred loans are not enough for everyone, AutoInvest can not invest either (AutoInvest as a tool works well, but if viainvest there are no loans under the chosen parameters, there is nothing AutoInvest can invest in).
All the loans listed on the platform comes with a buyback guarantee, meaning that even if a loan goes in default, you will still get your money back from the platform.
Investors who participate in P2P lending here generate their returns primarily through loans in the consumer sector. Borrowers directly take out loans from Via SMS Group, which are listed on the platform and in which we, as investors, can invest our money.
The biggest income stream is generated by the commission fee (58%) which derives from the lending operations.